John Crenshaw
Senior advisor, credit and analytics
Deep-rooted expertise in fractional chief risk officer support, starting and growing lending functions and risk management coaching
Services
About
John is an executive with broad and deep experience in financial services, credit management, and analytics. He has 20 years of experience as a manager, operator and senior credit officer at Capital One, followed by experience advising portfolio companies, mostly LatAm at QED. As a partner at AQN Strategies, he provided strategy and analytic consulting to financial companies of all sizes globally. John has recently returned to QED.
John is passionate about helping companies grow and win by using structured problem-solving and data to make better decisions. He is currently advising several portfolio companies at QED focusing on starting and growing lending functions. This work includes attending credit committees, reviewing unit economic models and credit policy, executive and risk management coaching and due diligence preparation assistance.
John received his undergraduate degree from Princeton University.
Case Studies
Acting Auxiliary Credit Officer
Worked with analytic teams with a Latin American lender to develop credit policies, review proposals and develop recommendations for adoption or changes to credit proposals. Performed an assessment of loss reserve methodology and model, providing recommendations for improvements and simplification. Also chaired credit committees for several lenders.
Strategic Advising
Strategically advised lender operating in Chile and Colombia on the launch into Brazil. Worked with CEO, COO and chief data scientist on topics such as pricing, credit policy, sales strategy and credit modeling. Provided advice on materials for an equity raise and a debt raise including review of data room and diligence materials.
Head of Lending
Currently acting as part-time head of lending for a QED portfolio company that is in beta with their first lending product. Reporting to the CEO and leading the analytic and product management teams while working with partner organizations like marketing, design and engineering to advance the new product learning agenda while the company conducts a search for a permanent and full-time executive.
My Expertise
Our tailored solutions empower businesses to thrive in the fintech landscape. Experience growth and innovation with our expert guidance.
Credit management and analytics
Optimize financial health with expert analysis and credit management solutions.
Fractional chief risk officer support
Access executive-level risk management expertise tailored to your company's needs.
Starting and growing lending functions
Launch and scale your lending operations with strategic guidance and industry insights.
Reviewing unit economics and credit policies
Enhance profitability through meticulous review and optimization of credit policies and unit economics.
Companies I’ve worked with
Creditas
Creditas is a consumer lending fintech offering lending, investment, and financing services at lower interest rates
Caribou
Caribou is a hyper-growth auto re-finance company built by leaders from the technology, automotive and finance industries
Remitly
International payments company that leverages digital channels to send money internationally.
Carmoola
Gives users an immediate pre-approved budget and virtual card for instant purchasing.
Moniepoint
An all-in-one banking, credit, and cross-border payment solution.
KeyBank
KeyBank is the primary subsidiary of KeyCorp, offering a variety of financial services
Loft
A Brazilian fintech company simplifying the home buying and selling process.
Quinto Andar
Facilitates the long-term residential rental process from start to finish.
